GetScorify operates with complete independence between our editorial team and our advertising partners. No advertiser can pay for a positive review, a higher ranking, or any influence over our editorial content.
Every card is evaluated against the same objective criteria regardless of affiliate relationship: welcome bonus value, ongoing rewards earn rate, annual fee relative to rewards value, intro APR offers, ongoing APR range, foreign transaction fees, credit score requirement, cardholder benefits, and customer service ratings.
Cards are ranked by value to the target audience of each page. A card on our "Bad Credit" page is ranked by approval accessibility — not rewards rate. Commission rates paid to GetScorify are not a ranking factor.
Card terms change frequently. Our team reviews all listings monthly. Pages are updated when issuers change their offers. Always verify current terms on the issuer's official website before applying.
We correct factual errors promptly. Email editorial@getscorify.com with the page URL and specific error. We review and correct reported errors within 48 hours.